Explainer and Timeline - The Lawsuit Behind Rocket's Fight

Transforming a legal case into a live 'Housing Justice Audit' - bringing radical transparency and finding Leverage Points for positive systemic change in housing.

McNeil & Poyer v. SAC 181, LLC et al.
Case No. 2025-CP-10-05095
Charleston County Court of Common Pleas

Our Mission

The intent is to bring needed transparency for positive systemic change in Housing Justice by making this case a working example of a "Housing Justice Audit", while staying objective and leaving anything that properly belongs in the courtroom in the courtroom.

We want to help tenants adopt the "Empowered Relationship Building While Asserting Rights" Model and landlords to adopt the "Conscious Stewardship of the Shelters Life Stories Play Out In" Model. This moves tenants away from victimhood and landlords away from the exploitative extraction model that is so damaging to tenants and - in the long run - undermines their profits as well.

Timeline Overview

From the initial forced displacement in July-August 2025 to the discovery of privacy violations in September, and the resource exhaustion tactics of the landlord attorneys, this timeline documents an ascending escalation of rights-suppressing tactics, exposing the toxic nature of fundamental mental models at the root of problems with tenant-landlord relations ... which are amplified by the housing crisis in Charleston, SC, where average rent ($2,771 as of Sept 2025) consumes over 56% of the average monthly salary, far exceeding affordability.

It highlights the key moments where the mechanical system applied to a social system model failed, leading to the current legal battle for accountability. This implies that - at least for the majority - the concept of "passive investing" includes an embedded assumption that passive = unconscious abdication, resulting in the willingness to look the other way as toxic property management uses intimidation tactics to control tenants and retaliation tactics - like a forced displacement in a heat wave and publishing their private images with syndicated mass distribution without their knowledge or consent - when they assert rights.

We are doing all of this to bring radical transparency and leveraged systemic change to rental housing because - having witnessed first-hand how toxic and systemic the current norms are - we realize it is the right thing to do for humanity.

It is our contention that "passive investing" doesn't have to mean "unconscious investing" and rental property ownership and management should better serve the end user - the tenant - whose payments make it all possible. Doing this is called "Designing-to-Demand" by genius business consultant John Seddon of the UK - and it flushes out waste, maximizes long-term profits, and - most of all - can humanize the interactions between tenants and landlords with both aligned around the shared interest of conscious stewardship of essential shelter where life stories play out.

It may be easy to miss with perception-distorting factors like the current supply-and-demand dynamics, the contractual nature of a lease, and the high exit costs of rental housing, but, when you zoom out and look at the big picture end-to-end, it still holds true that the end user sets the value of a service. So a service business can only maximize profitability by designing it from the end-user customer point of view.

in rental housing, that end-user is the tenant. The tenant's rent payments are the fuel behind the system working.

Whatever your role is with this system, it likely impacts you in many ways, and we hope you join us on this journey of change for which this lawsuit is simply a potentially high visibility leverage point to demonstrate the high cost of mental models that encourage treating tenants as inanimate machine parts rather than autonomous beings with agency.

A high-visibility lawsuit may be the perfect vehicle for a large-scale "teachable moment" where the old way is suddenly rendered clearly dysfunctional, shaking people out of mental habits so they are more open to a new way such as the "Conscious Co-Stewardship" model that unifies landlords and tenants with shared values and interests.

THE PROPERTY & PARTIES

  • Property: 181 Gordon Street, Charleston, SC 29403
  • Plaintiffs: James C. ("Chris") McNeil and Meaghan Poyer (Pro Se)
  • Defendants: SAC 181, LLC (owner); Meridian Residential Group, LLC; Tara Bayles (CEO); Adam W. Bayles; MRG Investing Company LLC
  • Tenure: March 1 2020 – July 31 2025 (over 5 years of uninterrupted tenancy)

KEY EVENTS TIMELINE

2020–2021: EARLIER LITIGATION (Different Issue)

DateEventContext
July 14, 2020Electric shock incident at propertyTenant injury on premises
2020–2021Separate pro se lawsuit filed (Case No. 2021-CP-10-02237; different issue)Safety-related claims; named defendants included Comcast, Dominion Energy, (current defendant) SAC 181, LLC, and (current defendant predecessor) Roadstead Management
2021Pro se opposition to joint motion for protective order

Plaintiff McNeil filed an opposition brief demonstrating independent research, Strategic Thought Leadership framing, and a public-interest approach to litigation.

Relevance to current case:

  • Demonstrates Plaintiff McNeil's prior ability to research, draft, and argue complex motions as a pro se litigant, without the use of generative AI tools.
  • Shows a consistent values-based litigation approach focused on public safety, transparency, and fair process over multiple years.
  • Illustrates longstanding use of Strategic Thought Leadership (STL) concepts to frame arguments and clarify systemic issues for the court.
  • Supports Plaintiffs' position in the current case that the quality and structure of their filings reflect established litigation skills and STL methodology, not undisclosed AI authorship.
  • Defendants included the same ownership entity as the current case (SAC 181, LLC) and the predecessor of Meridian Residential Group, LLC, the management entity in the current case (Roadstead) as well as Comcast and Dominion Energy
  • Click here to see the "AI Paranoia Act I" filing by Defense (as well as the Plaintiffs' filing in response) or Click here to get your "AIbraham" AI Bogeyman Action Figure.

2023–2024: MANAGEMENT CHANGE & DISCOVERY

DateEventContext
December 27, 2023Meridian acquires Roadstead Management portfolioNew management company takes over property
January 5, 2024Transition letter from Meridian; confirms "property owner fully aware of this change"Establishes owner's knowledge of new management
2020–2024Photos obtained by Meridian predecessor Roadstead under guise of "inspection"Later published by Meridian across multiple platforms

Regulatory Leverage & The Obstruction Cluster (Sept 2025 – Feb 2026)

The LLR complaint against Tara Bayles' PMIC license created a regulatory threat independent of the civil lawsuit—and defense response revealed the strategy: obstruct evidence flow to protect the license, not defend the entities. The coordinated obstruction cluster 42 days before the Feb 20 LLR deadline exposed consciousness of guilt and systemic coordination across two law firms, IPG insurance, and defendants.

The Regulatory Investigation & Crossclaims (Sept–Oct 2025)

DateEventLegal Significance
September 23, 2025LLR Complaint Filed

Plaintiffs file complaint with SC LLR against Tara Bayles PMIC License #83633 alleging dishonest dealing (falsified postmark), misrepresentation (§ 27-40-530), failure to account (§ 27-40-410), retaliatory eviction (§ 27-40-910), and bad faith privacy violations under S.C. Code § 40-57-710

Initiates 150-day investigation (deadline Feb 20, 2026); creates regulatory threat to Tara's license that drives subsequent defense obstruction
October 2, 2025LLR Acknowledgment Letter

J. Watson Wharton III issues acknowledgment letter assigning Investigator Kasey Williams to File 2025-566

Confirms investigation active; establishes Feb 20, 2026 statutory deadline
October 9, 2025Meridian Files Crossclaims Against SAC 181

Bolyard files Answer including crossclaims alleging SAC 181 bears "primary fault" while Meridian liability "only secondary or passive" (¶115, 125)

Judicial admission of agency relationship; proves Meridian authorized to manage "on behalf of SAC"; creates buffer protecting Meridian from direct exposure

DateEventLegal Significance

April 2–3, 2025

Meridian demands property inspection with less than 24 hours noticeWe requested reasonable coordination; lease requires "reasonable times" for entryBegins pattern of unilateral direction rather than negotiation

May 8, 2025

Property manager claims lease invalid due to "missing signature"We provided documentation referencing de facto lease recognition under standard contract law principles.Misrepresentation of tenant rights

May 23, 2025

Plaintiffs submit good-faith safety proposalRequested: asbestos testing, duct cleaning, functional windowsReasonable tenant requests under SC landlord-tenant law

May 29, 2025

Notice to Vacate (NTV) issuedIssued 6 days after safety proposalWe allege retaliatory timing

July 14, 2025

Property manager misrepresents SC law re: entry "reasonable times"Chris provides legal citation (SC Code § 27-40-530); manager's supervisor later acknowledges tenant was correctDefendant's own management acknowledges legal error

July 14, 2025

Addison Bayles represents AI will remove plaintiffs from Matterport photosMeaghan consents to photography based on this representationWe allege fraud to secure consent

July 15, 2025

Matterport virtual tour createdImages NOT altered as promised; tour shows Chris, elderly dog Rocket in medical garments, company brandingSystematic privacy violation

July 17, 2025

"Why don't you want us here" emailPlaintiff McNeil sent this email after being informed "the owner wants renovations" and then seeing immediate showings to new prospective tenants, casing doubt on the "renovations" pretext.Questioning "renovation" pretext for Notice to Vacate. Rent jumped 73% 2 days later. A week after that, the unit was removed from the market ... but the images of the tenants and their belongings - unknown to them at the time - stayed up.

July 19, 2025

Meridian announces 73% “renovation” rent increase ($3,050 → $5,276/month) after notice of move‑outIncrease announced 2 days after we questioned defendants' motives in writingIt appears designed to retroactively support a renovations pretext, showing awareness of wrongdoing.

July 26, 2025

Property listing removed from marketRemoved 7 days after rent spike; 9 days after we directly questioned motivesAs with the above 73% rent increase, this listing removal suggests contradiction with stated "renovation" justification. Meanwhile, and unbeknownst to Plaintiffs, their images remained live on the listings.

August 1, 2025

Plaintiffs vacate property; Rocket's trauma set upElderly blind dog loses familiar environment, navigation aids, and accommodating routinesIllustrative of harm - especially to the vulnerable - from forced displacement

August 27–28, 2025

Alleged deposit return mailingOn September 5, Defendants provided "postmark" documentation with August 28 date on it.Later document analysis shows irregularities (see below)

SECURITY DEPOSIT DISPUTE & FALSIFIED DOCUMENTATION

DateEventEvidence

August 28, 2025

Meridian claims deposit checks mailed on this dateIn email of September 5, 2025, Tara Bayles of Meridian provides "postmark" stamp showing "EMAILED" with handwritten date - not a USPS postmark

September 4, 2025

Formal demand letter sent via FedExWe dispute mailing date based on document irregularities

September 5, 2025

We request clarification on document irregularitiesTara Bayles provides the disputed "postmark" documentation referenced above

September 8, 2025

Payment demand issuedDemanded by this date

September 10, 2025

Deposit actually received via USPSGenuine postmark shows September 8 from Columbia, SC; check numbers match earlier claims, proving initial mailing narrative was false

September 30, 2025

Motion filed compelling insurance information and to expedite hearing to Disqualify Counsel.Plaintiffs alleged that initial Meridian, SAC 181, LLC, and Adam and Tara Bayles' attorney had unconsentable conflicts between clients. They were validated when that attorney left the case October 10, after which management and ownership retained separate counsel.

PRIVACY VIOLATION DISCOVERY

DateEventScope

September 18, 2025

Unauthorized family images discovered on rental platformsLocated images of Meaghan, personal belongings on 16+ platforms

September 21, 2025

Evidence preservation notice and takedown demands issuedDemanded removal from all platforms; preservation of metadata

September 23, 2025

Platforms modify listings with "coming soon" graphicsSudden coordinated removal suggests notification of legal exposure

November 2025

Additional sites with images identifiedDiscovery continues; potentially 50+ platforms via ShowMojo syndication

LITIGATION COMMENCED

DateEvent
September 9, 2025Initial Complaint filed
September 15, 2025Amended Complaint filed by Plaintiffs, adding individual defendants)
September 19, 2025Plaintiffs file Motion to Disqualify Counsel (Rule 1.7 conflicts)
October 3, 2025Comprehensive discovery served by Plaintiffs(13 interrogatories + 13–15 document requests per defendant)
October 10, 2025The original attorney for defense who was representing both Meridian Residential Group (along with its 2 key principals as individuals) and SAC 181 exits the case, after which the property management (Meridian and its principals) and property ownership (SAC 181, LLC) camps secured separate counsel.
October 24, 2025Plaintiffs file Motion for Leave to File Second Amended Complaint (adding Charles S. Altman, image counts)
October 29, 2025Plaintiffs file Emergency Motion for Rule 11 Sanctions (re: Bolyard's Answer)
October 30, 2025Response to SAC 181's Motion to Dismiss
November 7, 2025Discovery due; SAC 181 files Motion for Protective Order instead of responding
November 10, 2025SAC 181 files "AI Paranoia" Motion the next business day after discovery was due; Plaintiffs file Motion to Compel Discovery
November 19, 2025SAC 181 files Motion for Sanctions over citation errors (now corrected) AKA "AI Paranoia" Motion Act II
November 20, 2025Plaintiffs' Response to Defense Request for Continuance and Motion for Protective Conditions filed, includes a Brand Promise Violations Analysis of Law Firms Phelps Dunbar and Resnick & Louis, along with some of the specific emails and (transcriptions of) a voice message referenced in an Exhibit
November 21, 2025SAC 181 files Defendant SAC 181's Motion for a Continuance
November 26, 2025Plaintiffs' Notice of Correction, Plaintiffs' Response and Cross-Motion for Sanctions in Opposition to Defendant SAC 181 LLC's Motion for Sanctions and Incorporated Memorandum of Law
November 30, 2025RocketsFight.org campaign launch
December 1, 2025Judge Grants Defense Request for Continuance, December 19, 2025 Hearing Will be Rescheduled.
December 3, 2025Plaintiffs filed Memorandum Regarding Probate Records, Ownership Interest, and Material Valuation Relating to Jonathan S. Altman and SAC 181, LLC, with 8 separate exhibits series, including sworn court documents and an exhibit titled "Why Systems Thinking in Housing Justice" explaining how Plaintiff pro se Chris McNeil's use of Systems Thinking and Strategic Thought Leadership to understand the deep roots of the housing crisis behind the alleged actions that led to this lawsuit, and to make a positive difference in the system of housing and housing justice so some good comes out of this case, regardless of outcome.
December 11, 2025The "Smoking Gun": Plaintiffs filed Supplemental Memorandum in Support of Plaintiffs' Opposition to Defendants' Motion and in Further Support of Systemic Valuation Anomalies.
December 23, 2025Discovery is Not a Word Game: Plaintiffs filed Motion to Determine Sufficiency of Answers to Requests For Admissions.

The Obstruction Cluster (January 8–12, 2026)

The 42-Day Window: Coordinated Obstruction Before LLR Deadline

Between January 8–12, 2026—precisely 42 days before the Feb 20 LLR investigation deadline—two defense law firms executed a coordinated obstruction cluster targeting third-party evidence material to the regulatory investigation. The timing was not coincidental; it was designed to prevent LLR Investigator Kasey Williams from obtaining property management software records, banking documents, and deposition testimony before completing her 150-day statutory review.

DateEventLegal Significance
January 8, 2026Bolyard Files Motion to Quash

Resnick Louis files Motion to Quash subpoenas targeting AppFolio, ShowMojo, Matterport—42 days before LLR deadline

First move in coordinated obstruction cluster; blocks property management software evidence material to LLR investigation
January 9, 2026Meridian Contacts AppFolio (Witness Tampering)

AppFolio email confirms Meridian "formal notice" instructing non-compliance with subpoena, violating SC Code § 16-9-340 obstruction of law enforcement

Criminal witness tampering; consciousness of guilt; demonstrates Meridian affirmatively obstructed evidence from reaching LLR investigator
January 12, 2026Phelps Dunbar Files Motion to Quash (Day Late, Waived)

Kevin O'Brien files Motion to Quash Synovus subpoena on Day 20 (deadline Day 19), characterizes eight-count fraud case as "deposit dispute"

Waived per Ex parte Smith (untimely); abandons SAC 181 veil-piercing defense to protect Tara license; minimizes case scope to prevent LLR investigator recognition of broader fraud
January 12, 2026Bolyard Delays Stephanie Phillips Deposition to Feb 24

Bolyard unilaterally reschedules Meridian employee Stephanie Phillips deposition from January to Feb 24—four days AFTER Feb 20 LLR deadline

Coordinated obstruction; prevents key testimony before LLR investigation concludes

The Counter-Strike & Inflection Point (January 14–16, 2026)

Exposing the Coordination & Creating the Wedge

Plaintiffs' 111-page Opposition filed January 14 exposed the unconsentable conflicts and unresolved crossclaims driving the obstruction. The next day, defense filed Stipulation of Dismissal—proving coordination. Then came the strategic masterstroke: subpoenaing LLR Investigator Kasey Williams for deposition Feb 9, locking regulatory findings 11 days before the deadline and before defense could "manage" the outcome.

DateEventLegal Significance
January 14, 2026111-Page Opposition/Cross-Motion Filed

Plaintiffs file Opposition to Quash Motions and Cross-Motion to Disqualify Counsel for Unconsentable Conflicts + Sanctions

Exposes coordinated obstruction pattern; documents Bolyard unconsentable conflicts (Meridian indemnity vs. quashing same evidence); reveals Phelps Dunbar captured counsel dynamics
January 15, 2026Stipulation of Dismissal of Crossclaims

Defense files Stipulation dismissing Meridian crossclaims against SAC 181—one day after Opposition filing

Removes Meridian's indemnification buffer; Bolyard threw Meridian under the bus by alleging SAC "primary fault," further exposing Bolyard's unconsentable conflicts; plaintiffs retain right to use crossclaim admissions as evidence of unified enterprise
January 16, 2026Subpoena to LLR Investigator Kasey Williams

Plaintiffs serve subpoena for Feb 9, 2026 deposition of LLR Investigator Kasey Williams (File 2025-566)

Strategic masterstroke: Locks in LLR findings 11 days before Feb 20 deadline, before defense can "manage" outcome; creates wedge forcing Tara to choose: protect Altmans or save license; includes "two-way information exchange" allowing investigator to question plaintiff about evidence
January 16, 2026Subpoena to Charles Realty Company

Plaintiffs serve subpoena duces tecum on Charles Realty Company, Inc. targeting probate fraud, Flash Transfer, operational commingling evidence

Escalates veil-piercing discovery to Altman family enterprise level; targets $5 Flash Transfer Feb 21, 2007 and 95% CRC stock devaluation 2006–2020

Upcoming Critical Dates

DateEventStrategic Significance
February 9, 2026LLR Investigator Deposition (Scheduled)

Deposition of Investigator Kasey Williams at LLR Columbia office; factual testimony only (no legal conclusions or prosecutorial recommendations)

Critical inflection point: Locks in regulatory findings before defense can intervene; creates public record of investigation evidence; determines Tara license threat level. Scope: complaint volume/patterns against Tara/Meridian; SAC 181 OP account review; documents collected; timeline; whether violations appear isolated or systemic
February 20, 2026LLR Investigation Deadline (150 Days)

150-day statutory deadline for LLR investigation conclusion (150 days from Sept 23, 2025 complaint)

All defense obstruction tactics (Jan 8–12 quash motions, witness tampering, deposition delays) timed to prevent evidence from reaching investigator before this date
February 24, 2026Stephanie Phillips Deposition (Rescheduled)

Bolyard's unilateral reschedule—four days AFTER LLR deadline

Designed to prevent testimony before regulatory outcome determined; plaintiffs may seek emergency relief to compel earlier date or use delay as further evidence of obstruction

The Pattern: Extraction, Obstruction, and the License-Protection Strategy

The January 2026 obstruction cluster revealed the true defense strategy: protect Tara's PMIC license at all costs, even if it means abandoning SAC 181's veil-piercing defense, engaging in witness tampering, and filing untimely motions. The crossclaims admitted what defendants denied in discovery—that Meridian managed "on behalf of" SAC 181 in an agency relationship—but were dismissed the day after plaintiffs' Opposition exposed Bolyard's conflicts.

The LLR investigator subpoena creates a game-theory wedge: Tara must choose between (1) providing truthful testimony that may implicate the Altman ownership structure in systemic violations, or (2) minimizing to protect the family enterprise and risking license sanctions for non-cooperation or false statements to an investigator. Either outcome advances plaintiffs' systemic-change mission—either through regulatory accountability or through creating a public record of obstruction that strengthens the civil veil-piercing case.

This is Conscious Stewardship vs. Passive Extraction in real time: a live demonstration that the current housing paradigm—where property managers operate in "agent" mode when convenient but disclaim responsibility when accountability arrives—is unsustainable when tenants document, analyze systems, and use strategic leverage points like regulatory investigations and insurance conflicts.

Why This Matters Beyond One Case

  • Regulatory Capture Risk: The obstruction cluster demonstrates how property management firms may prioritize license protection over legal compliance when regulatory investigations threaten individual PMICs.
  • Insurance Dynamics: The rapid crossclaim dismissal exposes how liability insurance structures can create conflicts between primary and additional insureds, incentivizing coordination that may not serve justice.
  • Pro Se Leverage: Sophisticated pro se litigants with systems thinking can identify and exploit coordination patterns, using tools like third-party subpoenas and regulatory complaints to create accountability pressure traditional litigation may miss.
  • Transparency as Deterrent: Public documentation of obstruction tactics (via platforms like RocketsFight.org) creates reputational risk that changes defense cost-benefit calculations, potentially encouraging settlement or behavioral change.
  • The Two-Way Deposition: Subpoenaing regulators for factual testimony creates a "two-way information exchange"—plaintiffs learn investigation status while providing investigator with evidence defense may have obstructed—demonstrating creative pro se strategy.